Welcome AAO-HNS Physicians!
Panacea Financial offers AAO-HNS physicians:
– Cash back on Panacea Student Loan Refinance and PRN Personal Loans
– Life and disability Insurance with specialized pricing for doctors
Simply use promo code AAOHNS2022 on your application to qualify for benefits and join the bank built for doctors, by doctors.
Welcome AAO-HNS Physicians!
Panacea Financial offers AAO-HNS physicians:
- Cash back on Panacea Student Loan Refinance and PRN Personal Loans
- Life and disability Insurance with specialized pricing for doctors
Simply use promo code AAOHNS2023 on your application to qualify for benefits and join the bank built for doctors, by doctors.
Simply use promo code AAOHNS2023 on your application to qualify for benefits and join the bank built for doctors, by doctors.
Welcome AAO-HNS Physicians!
Panacea Financial offers AAO-HNS physicians:
- Cash back on Panacea Student Loan Refinance and PRN Personal Loans
- Life and disability Insurance with specialized pricing for doctors
About Us
Today's financial companies are in the way. We're going to change that.
Born out of the shared pain and experiences of our founders, Panacea Financial was created for doctors, by doctors. We’re dedicated to making financing simpler to understand and easier to access.
4.9 out of 5.0 stars | 400+ reviews
4.9 out of 5.0 stars | 400+ reviews
PRN Personal Loans
Fair and affordable personal loans up to $75,000 with fixed rates, funded in as little as 24 hours.
Enter promo code AAOHNS2023 on the application to get $100 cash back‡ when you take out a PRN Personal Loan.
PRN Personal Loans
Fair and affordable personal loans up to $75,000 with fixed rates, funded in as little as 24 hours.
Enter promo code AAOHNS2023 on the application to get $100 cash back‡ when you take out a PRN Personal Loan.
Medical Student Loan Refinance
Refinance designed for doctors. Four rates to choose from that do not change with your income or debt level – no bait and switch, no wasted time on a pre-application to find your rate.
- No loan maximums
- Transparent, fixed rates
- No cosigner
Enter promo code AAOHNS2023 on the application to get
$100 cash back‡ when you refinance your student loans with Panacea.
Medical Student Loan Refinance
Refinance designed for doctors. Four rates to choose from that do not change with your income or debt level – no bait and switch, no wasted time on a pre-application to find your rate.
- No loan maximums
- Transparent, fixed rates
- No cosigner
Enter promo code AAOHNS2023 on the application to get
$100 cash back1 when you refinance your student loans with Panacea.
Medical Student Loan Refinance
Refinance designed for doctors. Four rates to choose from that doesn’t vary with your income or debt level – no bait and switch, no wasted time on a pre-application to find your rate.
- No loan maximums
- Transparent, fixed rates
- No cosigner
- Primary Care Banker
Enter promo code AAOHNS2023 on the application to get $100 cash back‡ when you refinance your student loans with Panacea.
Checking & High-Yield Savings Accounts
Loans for doctors, checking and savings accounts for everyone. Take advantage of the free checking and high-yield savings accounts without the hassle.
- High-yield savings account at 4.00% APY – 12x the national average!2
- 100% free checking with unlimited ATM use nationwide
- No monthly fees. No overdraft fees. FDIC insured.
Checking & High-Yield Savings Accounts
Loans for doctors, checking and savings accounts for everyone. Take advantage of free checking and high-yield savings accounts without the hassle.
- High-yield savings account at 4.00% APY 2– Over 12x the national average!3
- 100% free checking with unlimited ATM use nationwide
- No monthly fees. No overdraft fees. FDIC Insured.
Practice Loans & Deposits
Lending and banking services for your practice needs.
The Panacea Practice Solutions team is here to help you accelerate your practice through specialized credit structures, competitive pricing, and experienced advice as you start, build, and grow your practice.
Practice Loans & Deposits
Lending and banking services for your practice needs.
The Panacea Practice Solutions team is here to help you accelerate your practice through specialized credit structures, competitive pricing, and experienced advice as you start, build, and grow your practice.
Disability & Life Insurance
No insurance-jargon filled sales pitch, no steak dinners – just an experience-based conversation to help you understand what you need, and what you don’t.
- Specialized pricing for physicians
- We search the market for your best options
- Simplified underwriting
Disability & Life Insurance
No insurance-jargon filled sales pitch, no steak dinners – just an experience-based conversation to help you understand what you need, and what you don’t.
- Specialized pricing for physicians
- We search the market for your best options
- Simplified underwriting
Insurance Products are:
- NOT A DEPOSIT
- NOT FDIC-INSURED
- NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
- NOT GUARANTEED BY THE INSTITUTION
- MAY GO DOWN IN VALUE
Insurance Products are:
- NOT A DEPOSIT
- NOT FDIC-INSURED
- NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
- NOT GUARANTEED BY THE INSTITUTION
- MAY GO DOWN IN VALUE
Panacea Practice Solutions
Lending and banking services for your practice needs.
The Panacea Practice Solutions team is here to help you accelerate your practice through specialized credit structures, competitive pricing, and experienced advice as you start, build, and grow your practice.
- Partnership
- Acquisition
- Refinance/Consolidation
- Commercial Real Estate Financing
- Expansion/Relocation
- Equipment
- Working Capital
- Line of Credit
Articles & Resources
Specialty selected articles, just for ENTNET Members.
- December 10, 2020
- March 9, 2021
Articles & Resources
Specialty selected articles, just for ENTNET Members.
- December 10, 2020
- March 9, 2021
Panacea Community
About Us
Panacea Team
About Us
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Panacea Products
Rate Discount Details
- ‡ - Cash back available only on new PRN loan origination and new Student Loan Refinance Loan origination, and will be deposited into a Panacea Checking Account within 60 days of loan completion. To receive the offer, you must: (1) register and/or apply with promocode AAOHNS2022, (2) complete a loan application with Panacea Financial within 30 days of your application submit date, (3) and meet Panacea Financial underwriting criteria.
- Cash back incentive offered to AAO-HNS physicians. Offer cannot be combined with any other offers, except any discount for making automatic payments. Offer subject to change.
If you are looking to refinance federally held student loans please be aware of recent legislative changes that have suspended payments and waived interest on such loans until June 30, 2023 due to COVID-19. Please carefully consider these changes before refinancing federally held loans with Panacea Financial as in doing so you will no longer qualify for these changes or other future benefits applicable to federally held loans.
1. All associated discounts applied to Panacea and competitor rates and terms. All Panacea APRs assume a 0.50% discount to auto-pay from a Panacea Checking account. We offer a 0.25% discount to auto-pay from a non-Panacea checking account.
2. National Average based on FDIC information as of 11/21/2022. APY = Annual Percentage Yield. The advertised APY is effective 11/23/2022 and subject to change thereafter. No minimum balance required to obtain the APY. The minimum to open a Panacea Savings Account is $25. Fees may reduce earnings. Offer is subject to change without notice and may be withdrawn at any time.
